Financial Calculators for
Salaried Indians
Not generic tools. Built with depth — goal-based, inflation-adjusted, free Excel reports with ProfitNifty branding.
The Complete Investment Planner
Stop guessing your financial future. Map your portfolio, income, goals and liabilities to generate a personalised 6-step financial roadmap — retirement corpus, goal SIPs, FOIR analysis and prioritised action plan.
🗺️ Build Your Financial Plan Now →All Calculators
11 tools liveInvestment Planner
The only complete financial planner in India. Portfolio, income, goals, FOIR, retirement corpus — all in one 6-step wizard with free Excel.
SIP Calculator
Goal-based SIP planner with step-up SIP, delay cost, LTCG tax planning, year-by-year projections and Excel download.
Income Tax Calculator
Old vs New regime comparison for FY 2026-27. All 80C/80D/HRA/NPS deductions. Complete take-home salary breakdown.
EMI Calculator
Home loan, car loan & personal loan EMI with prepayment impact, affordability check and full amortisation schedule.
Retirement Planner
How much corpus do you need? How much SIP today? Readiness score, SWP schedule, inflation-adjusted projection.
FD / RD Calculator
Pre-tax vs post-tax FD/RD returns. Compare 6 banks side by side. Inflation-adjusted real returns with tax impact.
Salary Budget Planner
Enter your salary — get complete budget plan, SIP recommendation, New vs Old tax regime comparison, emergency fund target.
PPF Calculator
PPF maturity with extension blocks, partial withdrawal rules (from Yr 7), loan eligibility and compare vs ELSS/NPS/FD.
NPS Calculator
NPS corpus, monthly pension, 80CCD(1B) ₹50K extra deduction, employer 80CCD(2) benefit. Compare NPS vs PPF vs ELSS vs EPF.
Net Worth Tracker
Calculate net worth, compare vs peers by age & salary, track ₹Crore milestones and get personalised tips to grow wealth faster.
Rent Vs Buy
Renting vs Buying detailed guide for Salaried professionals giving dashboard view with clear decision making
Coming Soon
3 in developmentGold Calculator
Gold SIP, physical vs SGB vs Gold ETF comparison with post-tax returns.
EPF Calculator
EPF corpus projection with employer match, VPF and EPFO pension estimate.
ELSS Planner
ELSS SIP with 3-year lock-in tracking, LTCG calculation and 80C optimisation.
Why ProfitNifty Calculators Are Different
Goal-Based
Every calculator is linked to a real financial goal, not just a number.
Free Excel Export
Download branded Excel reports from every tool — no account needed.
India-Specific
EPF, NPS, PPF, SSY, FOIR, 80C — built for the Indian tax and investment ecosystem.
FY 2026-27
Updated for Budget 2025 slabs, new LTCG rules and current FD/PPF rates.
Built by ProfitNifty
Personal finance platform for Indian salaried professionals · Smart Money for Every Indian Salary