Income Tax Calculator
Salary + Capital Gains · Old vs New Regime · LTCG & STCG · Every deduction explained
Assessment Year
Budget 2025 slabs apply
FY 2025-26
Budget 2025
₹12.75L
Tax-free (New)
₹60,000
87A Rebate
₹75,000
Std Ded (New)
LTCG + STCG
Included
Best Regime for You
New Regime saves ₹71,448/yr (₹5,954/month)
Scope: Covers salary, interest, freelance, rental income + LTCG/STCG on equity, MF, and property. F&O/intraday = slab rate — add to Other Income. Capital gains are in the Capital Gains tab.
Section 1 — Income Details
Blue = monthly (auto × 12) · Amber = annual total
= ₹7,20,000 / year
From salary slip
= ₹2,88,000 / year
House Rent Allowance component
= ₹1,44,000 / year
Special allowance, LTA, food, etc.
Full-year total
Interest, freelance, rent — not capital gains
Annual Breakdown
Mumbai/Delhi/Chennai/Kolkata = Metro
= ₹2,40,000 / year
Actual rent to landlord (for HRA exemption)
HRA Exemption (auto-calculated)
₹1,68,000 exempt from tax
Live Tax Preview
Tax (Old)
₹71,448
5.8% eff.
Tax (New)
₹0
0% eff.
Recommendation
🆕 New Regime
Saves ₹71,448/year
Enter deductions in the Deductions tab to refine